Over the last three years investors have had to suffer a rollercoaster ride as markets have lurched from one crisis to another. From financial meltdownin 2008 to bailouts for Greece and Portugal, the devastating effects ofthe earthquake and tsunami in Japan and now a downgrading for theUS there has been plenty to worry about.
Combine this with the meager returns available from traditional depositbased investments and general uncertainty over the stability of thebanking sector, it is easy to understand why investors have become andcontinue to be nervous when it comes to taking advice on their savings andretirement funds.
How comfortable have you been with the advice that you have beengetting? Has your adviser been pro-actively managing your investmentsand keeping you up to speed with what is happening? Does your adviserreally understand your objectives and do you have a strategy in place toensure that you have the right asset allocation to match your attitude to risk? Or do you prefer to go it alone and then take knee jerk decisionsfollowing market events, a strategy which more than often, in ourexperience, sees clients selling near the bottom of the market and thenbuying once prices have moved forward and missing the opportunity tomaximise potential profit. Perhaps you are even tempted by one of therash of new investments we seem to be seeing on an almost daily basis,promising all sorts of returns by investing in everything from hotelrooms on exotic islands through to various new energy strategies or analmost limitless supply of weird and wonderful commodity options.
Here at Fiduciary Wealth we pride ourselves in the personal service weoffer our investment clients. As independent investment advisers ourallegiance is to our clients and not to any particular investment house orproduct. We don’t believe in the herd mentality, we know all clients aredifferent and treat them as such. What we will do is carefully assess yourrequirements and put in place a strategy that suits your individual needs.By carefully monitoring fund performance and market data we aim toprovide you with an investment solution that satisfies your expectations.
Whatever your investment requirements it makes sense to discuss thesewith one of our advisers. Perhaps you have a retirement fund that needsmanaging to ensure that you have sufficient funds available when youchoose to stop working. Or maybe you already have a pension fund indrawdown or in a QROPS and you are looking to achieve the rightinvestment balance to ensure that you have sufficient income now and inthe future with the hope that you will be able to pass on some of thewealth that you have created to future generations.
Alternatively you may be in the position where you are trying to builda capital base by investing for you and your families’ future or perhapsyou have a need to protect the wealth that you accumulated from future capital erosion.
Whatever your circumstances you can rest assured that we atFiduciary Wealth will first get to understand you and your specificrequirements and then put in place an agreed strategy that will aim to achieve your objectives. If you feel this is the rightapproach for you or your clients please contact us on +350 20050982.
