Home / Persuaded to invest in structured notes within a QROPS or pension arrangement
Contributor: Fiduciary WealthCitizenship: UK NationalsLast Update: 27/10/2025

Persuaded to invest in structured notes within a QROPS or pension arrangement

21 November 2018

Have you been unfortunate enough to entrust the management of your pension assets to a so called financial adviser with no investment knowledge or experience? Where you sold a structured note within your Qualifying Recognised Overseas Pension Scheme (QROPS)?

Are you aware that structured notes are highly complex instruments with a derivative embedded in the product? Have you been forewarned about the risks associated with these products and have they informed you that such instruments are unsuitable and inappropriate to hold within a pension?

If you hold structured notes or non-mainstream pooled investments within your QROPS arrangement you need to seek professional financial advice at the earliest possible opportunity. Your assets are at risk.

For financial planning advice on pensions and investments call Tel: +34900102374 or email enquiries@fiduciarywealth.gi and we will arrange for a certified financial planner to meet you to discuss your retirement planning concerns.

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